Factors influencing financial management behaviour among university students
Effective financial management has become an essential skill for students to possess. This research aims to examine the influence of financial literacy, family influence, and saving attitudes on financial management behaviour among students in private higher education. This study utilises a quantitative research design through survey methods. Data were collected using a self-administered questionnaire, with the samples comprising 200 respondents. The samples were collected from a private university in using a purposive sampling technique. The study found that there is a significant relationship between financial literacy, family influence, and saving attitude with the student's financial management behaviour, contributing to 63.3% of the financial management behaviour of university students. Family influence was found to be the most influential factor in students' financial management behaviour. Therefore, this research is expected to create awareness among students on the importance of financial management practices in life as a student.